SmartFinance Plan Network helps American households plan with confidence — through clear frameworks, transparent calculators, and an independently vetted advisor directory.
A large share of online financial guidance is written to sell a product — a specific brokerage, a specific insurance policy, a specific app. We built this network to keep planning separate from sales, so a household budgeting for the first time gets the same quality of information as someone modeling a retirement drawdown.
We don't manage assets, sell financial products, or take commissions on the calculators and articles published here. Our advisor directory is a discovery tool, not a referral-fee business.
Articles are written to explain trade-offs, not push a single "correct" answer. We flag assumptions and cite where numbers come from.
Calculators use standard compound-interest and amortization formulas with a constant assumed rate — simplified estimates, not simulations of market volatility.
Listed advisors self-report credentials and experience. We ask that all listed advisors carry no unresolved regulatory disclosures at time of listing.
We do not accept payment in exchange for favorable coverage, higher advisor placement, or omission of risk disclosures.
2019
Network founded
50 States
Households reached
Small Team
Editors and planners, not a call center
Whether you're building a first budget, modeling retirement, or looking for an independent advisor — start with the tools that fit your stage.
Frameworks and guides for budgeting, debt payoff, and long-term goals — organized by life stage.
Run clear estimates for savings growth, loan payoff, and retirement projections with transparent assumptions.
Browse independently listed advisors by focus area and location — then verify credentials before you connect.